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To save money, nowadays you are lost. Citizens’ savings according to the Bank of Albania data have reached record levels, but they are depreciating because interest rates are lower than the inflation rate.
Inflation for November reached 3.1%, while deposit interest rates did not exceed 1% and in these conditions every year that passes the blocked money loses value.
For Professor Mateo Spaho this is the moment for the government to liberate the economy. According to him, citizens have very few alternatives to invest money, while he adds that the phenomenon that businesses are not using money to invest in the economy is also worrying.
In Albania, people can invest their money mainly in bonds or treasury bonds, which have the highest rate of return of up to 3.5%. In these conditions, most citizens look at real estate as an investment alternative. The capital market and stock exchanges are still lacking in our country.
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